Why deal with a mortgage professional?

As a mortgage professional, I work for you, not the lender. Therefore, I do everything with your best interest in mind. The relationship we build is valuable as over the years your real estate goals will change and I will be able to help you make the best possible choice every time.

What costs might I incur?

Nothing. None. Nada. A fee is charged only for the most challenging credit solutions, and it is especially under those circumstances that a mortgage professional can do for you what your bank cannot. Otherwise, there is absolutely no cost to use a mortgage professional.

What is the current market like?

These are crazy times with Covid-19 and what is happening is unpredictable and changes daily. Real estate continues on an upward trend and the economy is viewed to be stronger in the next six months though confidence in the prairies is the most depressed. As we just saw, life can change in a moment.

What could issues/delays might I face?

Currently, our pandemic is delaying some of the processes, but typically most delays are due to lack of documentation, such as taxes not being filed or separation agreements not being in place. Working with a mortgage professional before starting to look for a home will make for a smoother transition to homeownership and reduce the panic and stress associated with having to gather everything with days or hours.